Understanding Personal Liability Coverage in Your Homeowners Insurance Policy

Posted on June 23, 2023June 23, 2023 by JenTIB

While no one anticipates being held liable for accidents that occur at home, having liability coverage can offer financial protection in case the unexpected happens. imagine a scenario where someone falls down your stairs. In the event that you are deemed legally responsible for the accident, you could potentially be held liable for

Replacement Cost (RC/RCV) vs. Actual Cash Value (ACV)

Posted on October 13, 2020October 13, 2020 by JenTIB

Choosing between replacement cost and actual cash value can be very difficult. However, the information provided above should allow you to make the best informed decision on which kind of coverage is most suited for your situation.

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ORDINANCE OR LAW COVERAGE: WHAT IS IT? WHY DO I NEED IT?

Posted on February 6, 2017October 13, 2020 by JenTIB

There’s a particular coverage of homeowners insurance that is essential to ensure you have all the coverage you need – and not having it could leave you out of pocket for thousands and thousands of dollars, in the event of a covered loss.

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